What should you bring to your closing?

Congratulations! You’ve almost made it to closing day. One of the biggest questions we get asked prior to closing day is what you should bring to your closing. 

The following is a comprehensive list of what a buyer or seller should bring to a closing.

FOR BUYERS: 

A certified check made payable to Bankers Title & Bankers Closing Services for the exact amount specified by your loan officer.

A personal checkbook for any changes which may arise at the closing table.

VALID photo identification (passport, driver’s license, or state-issued identification card).

If proof of a sale of your current home is required, bring the signed Settlement Statement and a copy of the Warranty Deed from your prior transaction.

Prior to closing, contact your utility companies to have service set-up for the date of closing.

FOR SELLERS:

VALID Photo identification (passport, driver’s license, or state issued identification card).

Keys and garage door openers.

If you’re married, your spouse is required to attend the closing (unless they pre-signed).

If more than one owner, all owners need to attend the closing (unless they pre-signed).

A list of residency from the past ten years.

If you have recently made improvements to your home, a Sworn Construction Statement and Lien Waivers must be submitted at least 3 days prior to closing.

Prior to closing, contact utility companies servicing your property to close out accounts.